Payment Systems
The payments industry continues to be a highly competitive, rapidly evolving space. What’s more, it is attracting more and more scrutiny from regulators at the federal and state level.
Whether your company wants to do an M&A deal, negotiate a commercial relationship, expand internationally, or just stay on top of the dizzying array of laws, regulations and association rules, we can help. For nearly fifteen years, our lawyers have represented a variety of players - acquirers, processors, banks, ISOs, merchants, and other companies – in matters involving all sorts of payment devices, including credit and debit cards, electronic checks, prepaid and gift cards, ACH, and evolving technologies. The leader of our payments group co-chaired the payments practice at a large national law firm, and writes and speaks regularly on topics relevant to this industry.
In short, we combine the specialized payments expertise of a large law firm with the attention, responsiveness and cost sensibility of a small firm. Let’s talk about how we can help your business.
"We engaged Marc D'Annunzio in connection with the sale of our merchant portfolio to a leading merchant processor and the formation of a long-term referral relationship with that processor. Marc was recommended to me as someone who understood both the legal framework for these transactions and the practical business realities that accompany them, and we found that description to be accurate. Marc provided high-quality legal counsel, as I expected someone with his credentials would. Just as importantly, though, he also provided invaluable, commercially sensible advice about the business issues we needed to be mindful of in the highly-specialized card processing context, as well as the possible and "market" solutions to those issues. In sum, Marc helped us make a very good deal, and he did it quickly, professionally and cost-effectively. I would not hesitate to recommend him."
Randall J. Erickson
Senior Vice President, Chief Administrative Officer, and General Counsel, Marshall & Ilsley Corporation
“We retained Siavage Law Group to negotiate the sale of our merchant processing business to a large international processor. This transaction presented many specialized issues and considerations in a business that not many people – let alone attorneys – truly understand. With his deep experience in this area, Marc provided relevant, practical and thoughtful advice, and was able to guide the transaction to closing quickly and efficiently. I would recommend him without hesitation.”
Charles T. Chrietzberg, Jr.
President, Monterey County Bank (Monterey, CA)
“We regularly work with Marc D’Annunzio to assist banks in the evaluation of strategic options for their merchant portfolios. We also have worked with Marc on numerous portfolio sales to prominent and sophisticated merchant processors. It would be difficult to find a lawyer at any price point with as much experience in this space as Marc has. He consistently provides practical, thoughtful advice and gets deals done efficiently and professionally.”
Craig Demoss
Vice President, Fixed Income Banking, Morgan Keegan & Co
